Credit

The Financial Services Authority website has lots of information on credit and debt including a debt test to find out if you have, or are likely to have, problems with your borrowing.

The Financial Ombudsman Service is the independent service for settling disputes between businesses providing financial services and their customers.

The Office of Fair Trading leaflet, You're a choosy shopper , is available to download.

Store Cards

If you use, or are thinking about using, a storecard, then the Are you storecard smart? pocket guide gives a list of things to consider to see if this is the best form of credit for you.

If you have already borrowed money and are having trouble paying it back, then the

In debt? Help yourself out pocket guide may help.

 

	Shetland Islands Citizens Advice Bureau provides advice on many issues, including money advice and welfare rights.
	Tel	01595 694696
	Fax	01595 694283
	Email	sicab@zetnet.co.uk

 

If you have any information about loan shark activity, call the

Crimestoppers free and confidential hotline on 0800 555 111.